Synchrony Financial (SYF) Earnings

Synchrony Financial

SYF · NYSE

Sep 2026upcoming

Next quarter

Consensus is $2.40 EPS for Sep 2026 across 6 estimates, ranging $2.25 to $2.62.

SYF Jun 2026

Reported Jul 21, 2026

Beat 24.52%

EPS estimate: $2.08
EPS actual: $2.59
Revenue estimate: —
Revenue actual: —
1-day move: +0.83%

Call highlights have not been generated for this quarter.

Symbol: SYF
Type: Stock
Sector: Finance
Industry: Finance: Consumer Services
Country: North America
Exchange: NYSE

Synchrony (NYSE: SYF ) is a leading consumer financing company that has been at the heart of American commerce and opportunity for nearly a century. Synchrony delivers credit and banking products that empower tens of millions of consumers to improve their financial lives and access what matters most. Leveraging innovative solutions that are shaping the future of retail commerce, Synchrony supports the growth and success of some of the nation's most respected brands, alongside hundreds of thousands of small and midsize businesses, including health and wellness providers. Committed to excellence in service and culture, Synchrony is honored to be ranked the #1 Best Company to Work For® in the U.S. by Fortune magazine and Great Place to Work®.

Key Issues

Bullish view

Net income increased to $3.6 billion in FY2025 from $3.5 billion in FY2024, indicating that the business remained profitable and expanded earnings year over year.

Bearish view

The evidence does not provide revenue, credit-loss, receivables or margin detail, so the durability and quality of that earnings improvement cannot be established.

Analyst Consensus

See all

Buy

25 analysts

$80

Current

—

Low

$88

Average

—

High

Average target implies +10.55% versus the current price.

Earnings History

BeatMissNo estimate

Peers

Coinbase Global, Inc.COIN · NASDAQ-GS$152.30