Synchrony Financial (SYF) Analyst Ratings & Price Targets

Synchrony Financial

SYF · NYSE

Analyst Consensus

Buy

25 analysts

$76

Current

—

Low

$89

Average

—

High

Average target implies +17.29% versus the current price.

Analyst Ratings Synthesis

The supplied consensus is Buy across 25 analysts, with a mean target of $88; low and high targets are not reported. Other cited aggregators place average targets at $85.10 from TipRanks and $89.43 from S&P Global’s 24-analyst poll, while Public.com reports $86.71. BTIG is the most bullish named firm in the evidence, with a $96 target, whereas Evercore ISI is the least bullish named target at $86 after lowering it. The evidence does not establish a revision trend during the past week: the dated BTIG item is from March 11, and Evercore’s action has no supplied date. The substantive disagreement centers on valuation and market conditions rather than the Buy consensus itself.

Rating Actions

No individual rating actions have been captured for SYFyet. Consensus figures above come from Nasdaq's aggregate feed.

Rating actions are extracted from published reporting. Each row links to its source.

Research Reports

Links to freely available third-party research. Outlook labels are our classification of each article's stance, not a rating of our own.

Covering Firms

AUTONOMOUS RES

B OF A GLBL RES

BARCLAYS CAPITA

BMO CAPITAL MKT

CITIGROUP

CITIZENS JMP

DEUTSCHE BK SEC

EDWARD JONES

EVERCORE ISI

GOLDMAN SACHS

HSBC GLOBAL RES

JEFFERIES & CO.

JP MORGAN SECUR

KEEFE BRUYETTE

MORGAN STANLEY

OPPENHEIMER HLD

PIPER SANDLER

RBC CAPITAL

SEAPORT RES PTN

STEPHENS INC

TD COWEN

UBS

WELLS FARGO SEC

WOLFE RESEARCH

ZACKS RESEARCH

Symbol: SYF
Type: Stock
Sector: Finance
Industry: Finance Services
Country: North America
Exchange: NYSE

Synchrony (NYSE: SYF) is a leading consumer financing company that has been at the heart of American commerce and opportunity for nearly a century. Synchrony delivers credit and banking products that empower tens of millions of consumers to improve their financial lives and access what matters most. Leveraging innovative solutions that are shaping the future of retail commerce, Synchrony supports the growth and success of some of the nation's most respected brands, alongside hundreds of thousands of small and midsize businesses, including health and wellness providers. Committed to excellence in service and culture, Synchrony is honored to be ranked the #1 Best Company to Work For in the U.S. by Fortune magazine and Great Place to Work.

Key Issues

Bullish view

Net income increased to $3.6 billion in FY2025 from $3.5 billion in FY2024, indicating that the business remained profitable and expanded earnings year over year.

Bearish view

The evidence does not provide revenue, credit-loss, receivables or margin detail, so the durability and quality of that earnings improvement cannot be established.

Analyst Consensus

See all

Buy

25 analysts

$76

Current

—

Low

$89

Average

—

High

Average target implies +17.29% versus the current price.

Earnings History

BeatMissNo estimate

Synchrony Financial

Analyst Consensus

Analyst Ratings Synthesis

Rating Actions

Research Reports

Covering Firms

Peers