Nu Holdings Ltd. (NU) Analyst Ratings & Price Targets

Nu Holdings Ltd.

NU · NYSE

Analyst Consensus

Hold

12 analysts

$14

Current

—

Low

$19

Average

—

High

Average target implies +28.46% versus the current price.

Analyst Ratings Synthesis

Consensus is Hold across 12 analysts, with a mean price target of $17.5. The supplied consensus data provide neither a low nor a high target, so the target range, clustering, and dispersion cannot be measured. No analysts are named, meaning the most and least bullish views cannot be identified. The evidence also reports no rating or target revisions during the past week, so revision direction is unavailable. The substantive qualitative disagreement centers on Nu’s focused Latin American digital-banking exposure versus SoFi’s broader revenue mix, rising fee income, and stronger capital position, alongside concerns about Nu’s heavier unsecured-credit exposure.

Rating Actions

No individual rating actions have been captured for NUyet. Consensus figures above come from Nasdaq's aggregate feed.

Rating actions are extracted from published reporting. Each row links to its source.

Research Reports

Links to freely available third-party research. Outlook labels are our classification of each article's stance, not a rating of our own.

Covering Firms

B OF A GLBL RES

CITIGROUP

GOLDMAN SACHS

HSBC GLOBAL RES

JEFFERIES & CO.

JP MORGAN SECUR

KEYBANC CAP MKT

MOFFETT NATHANS

MORGAN STANLEY

NEW STREET RESE

SUSQUEHANNA

UBS

Symbol: NU
Type: Stock
Sector: Finance
Industry: Finance Services
Exchange: NYSE

Nu is one of the largest digital financial services platforms in the world, serving above 135 million across Brazil, Mexico, and Colombia. The company has been leading an industry transformation by leveraging data and proprietary technology to develop innovative products and services. Guided by its mission to fight complexity and empower people, Nu caters to customers' complete financial journey, promoting financial access and advancement with responsible lending and transparency. The company is powered by an efficient and scalable business model that combines low cost to serve with growing returns. Nu's impact has been recognized in multiple awards, including Time 100 Most Influential Companies, Fast Company's Most Innovative Companies, and Forbes World's Best Banks.

Key Issues

Bullish view

Nu’s digital-banking model can support growth while unsecured credit remains a central product and investment exposure. The available evidence identifies credit as a risk, but does not report a realized deterioration in portfolio performance.

Bearish view

Zacks specifically says Nu faces heavier unsecured-credit exposure than SoFi. That concentration could make Nu more vulnerable to credit losses than a competitor with a broader revenue mix.