Capital One Financial Corporation (COF) Financial Statements

Capital One Financial Corporation

COF · NYSE

	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Total Revenue	$8.06B	$5.92B	$5.64B	$5.42B	$4.78B	$3.74B	$3.82B	$3.43B
Interest Expense	$42.88B	$31.21B	$12.70B	$4.12B	$1.60B	$3.12B	$5.17B	$4.30B
Income Before Taxes	$2.28B	$5.91B	$6.04B	$9.24B	$15.81B	$3.20B	$6.87B	$7.32B
Provision for Income Taxes	$193.00M	$1.16B	$1.16B	$1.88B	$3.42B	$486.00M	$1.34B	$1.29B
Net Income	$2.45B	$4.75B	$4.89B	$7.36B	$12.39B	$2.71B	$5.55B	$6.01B
Basic EPS	$4.03	$11.61	$11.98	$17.98	$27.04	$5.19	$11.10	$11.90
Diluted EPS	$4.03	$11.59	$11.95	$17.91	$26.94	$5.18	$11.05	$11.82
Basic Shares Outstanding	540.70M	382.70M	382.40M	391.80M	442.50M	457.80M	467.60M	479.90M
Diluted Shares Outstanding	541.30M	383.60M	383.40M	393.20M	444.20M	458.90M	469.90M	483.10M

Analyst Estimates

Period	Consensus EPS	Low	High	Estimates	Revisions
Dec 2026	$20.19	$19.67	$20.68	9	↑7 ↓0
Dec 2027	$23.94	$22.75	$24.96	9	↑0 ↓6
Dec 2028	$27.85	$27.05	$28.49	3	↑0 ↓0

Forward estimates are the sell-side consensus reported by Nasdaq, not a metir forecast.

Symbol: COF
Type: Stock
Sector: Finance
Industry: Major Banks
Country: North America
Exchange: NYSE

Capital One Financial Corporation (NYSE: COF) is a leading technology-based financial services company with $484.3 billion in deposits and $673.8 billion in total assets as of June 30, 2026. Headquartered in McLean, Virginia, the company operates as a premier global payments provider and diversified financial institution, delivering a broad suite of products and consumer lifestyle and shopping experiences through its Credit Card, Consumer Banking including its Global Payment Network, and Commercial Banking lines of business.

Key Issues

Bullish view

Capital One bought Discover to expand its card-processing business, and the combined franchise could benefit from network ownership and stronger purchase volumes. Capital One’s purchase volume grew 26%, supporting the case for operating momentum.

Bearish view

Legacy Discover purchase volume rose less than 2%, indicating that the acquired network may not yet be producing broad volume growth. Integration and execution could prevent the acquisition from delivering the expected payments benefits.

Analyst Consensus

See all

Buy

25 analysts

$222

Current

—

Low

$254

Average

—

High

Average target implies +14.41% versus the current price.

Earnings History

BeatMissNo estimate

Peers

Mizuho Financial Group, Inc. Sponosred ADR (Japan)MFG · NYSE$10.77